Effective Date: 21 November 2023
Welcome to Plaude Inc. ("Plaude," "we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of our web and mobile applications (collectively, the "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
1. Acceptance of Terms
1.1. Agreement: By using our Services, you agree to these Terms and our Privacy
Policy. If you do
not agree with any part of these Terms, please refrain from using our Services.
2. Use of Services
2.1. Eligibility: You must be at least 18 years old and legally able to enter these
Terms. Using our
Services, you represent and guarantee that you meet these requirements.
2.2. Account Registration: To access certain features of our Services, you may need
to register an account. You are responsible for providing accurate and complete information during
the registration process.
2.3. User Content: You are solely responsible for any content you post, submit, or
share on our Services. You agree not to post or share content that violates our guidelines or any
applicable laws.
2.4. Prohibited Activities: You agree not to engage in any activities that may
disrupt, damage, or interfere with the proper functioning of our Services or the experience of other
users.
3. Intellectual Property
3.1. Ownership: All intellectual property rights related to our Services, including
but not limited
to copyrights, trademarks, and trade secrets, belong to Plaude Inc. You may not use our intellectual
property without our express permission.
3.2. User License: We grant you a limited, non-exclusive, non-transferable license
to use our
Services for personal, non-commercial purposes. This license is revocable at any time.
4. Privacy
4.1. Data Collection: We collect and use your personal information in accordance
with our Privacy
Policy. By using our Services, you consent to the collection and use of your data as described in
the Privacy Policy.
5. Termination
5.1. Termination by Plaude: We reserve the right to terminate or suspend your
access to our Services
at our discretion, with or without notice, for any reason, including if we believe you have violated
these Terms.
5.2. Termination by You: You may stop using our Services at any time.
6. Disclaimers
6.1. No Warranty: Our Services are provided "as is" and "as available" without
warranties of any
kind, either express or implied. We do not guarantee the accuracy, reliability, or availability of
our Services.
7. Limitation of Liability
7.1. Indirect Damages: In no event shall Plaude Inc. be liable for any indirect,
incidental,
special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred
directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
8. Governing Law and Dispute Resolution
8.1. Governing Law: These Terms are governed by and construed in accordance with
the laws of
[State/Country].
8.2. Dispute Resolution: Any disputes arising under or in connection with these
Terms shall be
subject to the exclusive authority of California, United States.
9. Changes to Terms
9.1. Modification: We reserve the right to modify these Terms at any time. Updated
Terms will be
posted on our Services. Your continued use of our Services after the effective date of the updated
Terms constitutes your acceptance of the changes.
10. Contact Us
If you have questions, concerns, or feedback regarding these Terms, please contact us at hello@plaude.io.
Thank you for using Plaude Inc.'s Services. We hope you enjoy our platform.
Effective Date: 21 November 2023
1. Introduction
This Privacy Policy ("Policy") outlines how Plaude Inc. ("Plaude," "we," "our," or "us") collects,
uses, shares, and protects your personal information when you use our financial technology platform
and related services (collectively, the "Services"). We are committed to protecting your privacy and
ensuring the security of your personal information. By using our Services, you agree to the
practices described in this Policy.
2. Information We Collect
2.1. Information You Provide: We may collect personal information you voluntarily
provide when you
register for an account, complete transactions, or communicate with us. This may include your name,
contact information, financial information, and other details necessary to provide our Services.
2.2. Automated Information: When you use our Services, we may collect information
about your
interactions, such as device information, usage data, and browsing history. We may use cookies and
similar technologies to collect this data.
2.3. Third-Party Sources: We may collect information from third-party sources, such
as financial
institutions and credit bureaus, to verify your identity and assess creditworthiness.
3. Use of Your Information
3.1. Service Delivery: We use your information to provide, maintain, and improve
our Services,
including processing transactions, verifying your identity, and offering customer support.
3.2. Communication: We may use your information to communicate with you about your
account,
transactions, and updates to our Services. We may also send promotional and marketing communications
if you have opted to receive them.
3.3. Legal and Security: Your information may be used to comply with legal
obligations, resolve
disputes, enforce our terms and policies, and protect against fraud and security threats.
4. Sharing Your Information
4.1. Service Providers: We may share your information with third-party service
providers who assist
us in delivering our Services, such as payment processors, identity verification services, and
customer support providers.
4.2. Legal Compliance: We may disclose your information when required by law, in
response to legal
requests, or to protect our rights, privacy, safety, or property, or that of our users or others.
4.3. Business Transactions: If Plaude is involved in a merger, acquisition, or sale
of assets, your
information may be transferred as part of that transaction. We will notify you of any such change in
ownership or control of your personal information.
>5. Your Choices
5.1. Account Information: You can access and update certain personal information
through your
account settings. If you wish to delete your account, please contact us at hello@plaude.io.
5.2. Marketing Communications:You can opt out of receiving marketing communications
from us by
following the unsubscribe instructions included in the communication.
6. Data Security
We take data security seriously and have implemented measures to protect your information from
unauthorized access, disclosure, alteration, or destruction.
7. International Data Transfer
Your information may be transferred and processed in countries outside your country of residence,
including the United States. We will ensure that such transfers comply with applicable data
protection laws.
8. Children's Privacy
Our Services are not intended for children under the age of 13. We do not knowingly collect or
maintain information from children under 13 years of age.
9. Changes to This Policy
We may update this Policy to reflect changes in our practices or for other operational, legal, or
regulatory reasons. We will provide notice of any material changes and seek your consent if required
by applicable laws.
10. Contact Us
If you have questions, concerns, or requests regarding your privacy or this Policy, please contact
us at hello@plaude.io.
Thank you for trusting Plaude Inc. with your financial needs. We are committed to protecting your
privacy and providing you with secure and reliable financial services.
Note: This Privacy Policy is for informational purposes and does not constitute a contractual
agreement. The effective date should be updated to reflect the date when the Policy is enacted.
Users should review the most current version of the Policy on the Plaude Inc. platform.
